Announcement About MagnaCare (and a Little Rant About Other Insurance Companies)

Magnacare

I am now an in-network provider of a new health insurance plan: MagnaCare.

I’m also an in-network provider for MVP, Value Options, Tricare, Military One-Source, Compysch, and EBS-RMSCO.

In case you aren’t up on insurance terminology, in-network means I am able to bill the insurance company directly for you. When I am out-of-network, you have to pay me first and then submit claims for reimbursement. Sometimes they reimburse, sometimes they don’t, depending on your policy.

I have applied to be in-network for every insurance plan I have come across, but most limit the number of providers they will work with so they can control them better. Consequently, many people who need mental health services have a hard time finding providers who “take” their insurance. This is not the provider’s doing, it is the insurance companies that limit access to their networks. Many states have “any willing provider” laws that require insurance companies to work with any licensed provider the consumer chooses. That is not the case in New York, however, where the insurance companies hold all the cards.

It’ll stay that way until people talk to their insurance companies about expanding their provider panels, or talk to their employers about choosing insurance plans with real access to care, or talk with their state legislators about giving consumers the right to chose who they see for therapy.

Advertisements

About Keith R Wilson

I am a licensed mental health counselor and certified alcohol and substance abuse counselor in private practice with more than 30 years experience. What I'm working on now: I'm writing a self help book, titled, The Road to Reconciliation. I recently published a self help book, Constructive Conflict: Building Something Good Out of All Those Arguments. Experimenting with new ideas and characters in fiction under the pen name, S Harry Zade, in the blog, thenarrativeimperative.com A busy mental health counseling practice in Rochester, NY: Keith Wilson - Counseling. Writing about mental health and relationships at keithwilsoncounseling.com. Taking photographs and sharing them at keithwilsonphotography.wordpress.com Other Books I've Written Two novels: Intersections and Fate's Janitors: Mopping Up Madness at a Mental Health Clinic
This entry was posted in Announcements and tagged , , . Bookmark the permalink.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s